Harley-Davidson insurance

If you are insuring a Harley-Davidson, you have some factors in your favor, and others swinging the pendulum the other way.

In your favor, there are hundreds of thousands of riders buying insurance for their Harley-Davidsons, and these bikes tend to be ridden by more mature riders in more reasonable conditions. However, Harleys can be very expensive machines and are frequently accessorized. Custom work can transform the price or value of a Harley Davidson enormously, sometimes by a factor of 3 or 4. This can make a Harley much more costly to repair - or replace. In fact, theft can be the biggest threat to a Harley owner; what thief wouldn't choose a Harley Davidson over a weathered Yamaha?

Custom work can transform the price or value of a Harley Davidson enormously, sometimes by a factor of 3 or 4. This can make a Harley much more costly to repair - or replace.

Look at the numbers through the lens of an insurance company: if only 1% of all one million HOG (Harley Owners Group) members made a claim, that would be 10,000 claims. If the "average" Harley was worth $20,000, that would be $200 million in potential claims!

Would you like more information on insurance for your Harley, a quotation, or an Insurance Tune-up on your existing insurance? There's no obligation, and if you have any questions, please contact us at info@ellisinsurance.com. Click here for more contact information.