What kind of motorcycle insurance do you need?

Whether you ride a new or old bike, a vintage BMW or a full dress Harley, you're legally required to have insurance if riding on the road. This is the same for the commuter on the Interstate as it is for the weekend rider on a country road - and applies whether you ride 20,000 miles or 20 miles a year.

Insurance for your motorcycle can quickly become a complicated subject. Do you need collision? Comprehensive insurance? Should you have Property Damage? At Ellis Insurance we are committed to getting you what you need so you can spend time riding, not reading your insurance policy.

So why not just buy the cheapest insurance you can find? Unless you have a really old and inexpensive bike that doesn't need collision and comprehensive coverage and you have no concerns about needing more than the required minimum of medical coverage, you almost certainly need more than the cheapest insurance.

Unless you have a really old and inexpensive bike that doesn't need collision and comprehensive coverage and you have no concerns about needing more than the required minimum of medical coverage, you almost certainly need more than the cheapest insurance.

The only way you can make motorcycle insurance cheaper is by reducing coverage. Reducing or eliminating collision or comprehensive coverage may be OK if you have a $250 1980 Honda CB500. Think twice, however, before going cheap on insurance for your new Harley-Davidson. Ditto when considering liability or "Bodily Injury" coverage options. We'll help you navigate your motorcycle insurance options so you can find coverage that works.

Would you like more information on motorcycle insurance, a quotation, or an Insurance Tune-up on your existing motorcycle insurance? There's no obligation, and if you have any questions, please contact us at info@ellisinsurance.com. Click here for more contact information.